Credit Card Dump – Overview, How It Works, Tips to Avoid

It goes without saying that financial security is always of the utmost importance. Unfortunately, when it comes to credit and debit cards, criminals have come up with a new way to make illicit gains: Credit Card Dump. fe acc18 ru The purpose of this article is to provide an overview of what a Credit Card Dump is, how it works and how you can protect yourself from becoming a victim.

What Is A Credit Card Dump?

A credit card dump (or “dump”) refers to the data stored on the magnetic strip of a credit or debit card. This information includes the cardholder’s name, account number, expiration date and CVV code – which are all necessary for making purchases online or in stores. Criminals will acquire these dumps either through skimming machines or by hacking into databases containing this sensitive information. Once they have obtained the data, they can then use it to make purchases with stolen funds or sell it on dark web marketplaces.

How Does A Credit Card Dump Work?

Once criminals have access to a credit card dump they can use it in two main ways: cloning and re-encoding. Cloning involves creating an identical copy of the original card using blank plastic cards and encoding software, while re-encoding involves writing over existing information onto another physical magnetic strip with encoded data from the stolen credit card dump. Both methods allow criminals to make fraudulent purchases without being detected since they do not require any contact between themselves and their victims; all transactions take place electronically without ever leaving any traceable evidence behind.

Types Of Credit Cards At Risk Of Being Dumped?

Any credit or debit card could potentially be at risk if its information falls into the wrong hands, but some cards are more vulnerable than others due to their lack of advanced security features such as chip technology or PIN numbers for authentication purposes. Specifically, those most susceptible would be standard Visa/MasterCard/American Express cards as well as prepaid gift cards, which only require basic details like name, number and expiration date for verification purposes rather than stronger measures like biometric scanning (i.e., thumbprint).

Tips To Avoid Becoming A Victim Of Credit Card Dumping

Fortunately, there are many steps you can take in order to protect yourself against falling prey to credit card dumping scams:

•Regularly check your bank statements and look out for any suspicious activity, such as unfamiliar charges or withdrawals made without your authorization;

•Be aware of where you swipe your credit/debit cards; refrain from making payments at locations that seem insecure or insecurely designed cashier systems;

•Keep your anti-virus software updated so that hackers cannot gain access to your personal information; •Do not give out personal financial details online unless you know who you’re dealing with/what website you’re on;

•Opt for shopping websites that offer additional layers of security, such as two-factor authentication processes, before allowing payment processing;

•Avoid using public Wi-Fi networks whenever possible since they may be easily hacked into by cybercriminals looking for vulnerable targets; •When traveling abroad, keep track of where you store your physical wallet at all times – never leave it unattended in public places!


In conclusion, understanding how credit card dumps work is essential in order to stay protected against becoming a victim of fraudsters looking to exploit innocent people’s financial information for their own gain. Thankfully though, there are many precautions one can take in order to prevent themselves from being targeted, including regularly monitoring accounts statement activities, avoiding risky payment locations altogether and investing in extra layers of security when buying goods online!